Hello New Friend!

I'MJeffrey J. Hovermale

You should get to know more about me

I AM A FINANCIAL ADVISOR IN ORLANDO, FLORIDA

I have more than 30 years of experience in the fields of insurance and financial services.

Jeffrey J. Hovermale, CEO Image

Jeffrey J. Hovermale

CEO

I have been very fortunate to have a long career powered by relationships with so many people. Most seem to appreciate the depth and scope of knowledge I have shared and the positive impact it has made in their lives. The satisfaction of being able to help others realize their dreams has created long-lasting memories I will treasure always.

“Getting to know my clients involves learning about their family, finances, beliefs, situations, and circumstances. Since these things may change over time, we must make it easy for them to keep things up to date. This allows my recommendations to go beyond "best practices" and be guided more by their goals for achieving financial success…”

Robo Advisor Technologies™

Orlando, Florida

ADDRESS

255 Primera Blvd., Suite 160, Lake Mary, FL 32746-2168

Let's have a look at

My Activities and Skills

Since 1990, Jeffrey's clients have been advised and have utilized his skills based upon the activities and percentages shown below.

Investment Advice
Retirement Planning
Annuities
Insurance
Estate Planning
01. Investment Advice
Talking with a trusted financial advisor can help you feel more comfortable with the decisions you make. Adding a professional perspective to your own may help you evaluate market information and take more constructive action as you pursue your investment goals.
02. Retirement Planning
Preparing to take retirement plan distributions and investing after you retire may require a sophisticated set of financial planning skills. We can help you determine how much money you’re likely to need and at what point, show you which accounts should be drawn down first and help you invest your portfolio for the optimal mix of growth, income and principal protection.
03. Annuities
Annuities give you access to fixed interest, guaranteed income and professionally managed portfolios that offer either fixed or variable rates of return. In addition, annuities combine the benefits of investing with an insurance contract, and offer tax-deferred accumulation, a variety of payout options and other special features.
04. Insurance
Insurance plays an important role in your overall financial health. You have to think about what it would take for your family to survive, and thrive, if you die, become sick or disabled. It’s seems so unlikely, you can barely consider it. But if it does happen, and your family doesn't have adequate resources, the consequences can be devastating.
05. Estate Planning
Estate planning requires experience in multiple disciplines - taxes, investments and law. As your point person, working in conjunction with a tax advisor and/or lawyer, can help sort through questions relative to your individual situation, and help select estate planning strategies and vehicles that best meet your needs.
I have always been really good at…

Helping My Clients Make Good Choices

Some of the most popular services commonly delivered to my clients include those listed below…

Investment Advice

Portfolio construction helps you build your investment portfolio in an attempt to take advantage of market cycles as they occur.

Annuities & Insurance

We consider annuities to solidify income planning and make sure that insurance coverages are in line with your current situation.

Retirement Planning

The choices you make about taking distributions from your retirement accounts become as important as those you made about investing in them.

Estate Planning

Developing a strategy for the disbursement of your estate can help ensure your loved ones receive the legacy you intend for them.

I would love to hear from you…

"Want to work with me, I've got you covered

We've made it more convenient than ever for you to reach out - chat, have a phone call, or schedule an online meeting. Start now and realize the awesome benefits of Jeffrey's 30 years of experience.

What makes me who I am…

Experience, Education & Wisdom Through Knowledge

The desire for self-improvement and compassion for others are what matters personally and professionally.

Experience:

Robo Advisor, Inc.
March 2019 to present
Chief Executive Officer

After assuming the role of CEO, Jeffrey spearheaded the re-branding of the firm which he initially founded in 2010. He currently oversees the innovation of new financial technologies and proprietary distribution systems. Jeffrey has been directly responsible for transforming the company's technology infrastructure to enable future expansion across multiple platforms.

Sovereign Wealth Management Group, Inc.
November 2004 to Present
President

Jeffrey is a lifelong entrepreneur and the president and founder of Sovereign Wealth Management Group, Inc., a full-service insurance agency. Before SWMG, he began his insurance industry experience in 1990 as an agent. Over time, he served in a variety of senior leadership roles with top 50 insurance companies and regional distributors of insurance and financial products.

Sovereign Legacy, Inc.
November 2010 to March 2019
Managing Director, CIO, CCO

Sovereign Legacy, Inc. is a Registered Investment Advisor. As the company's founder, Jeffrey initially served in several key executive positions. He was responsible for portfolio management, business intelligence, and the development of compliance systems. Jeffrey was also instrumental in the evolution of new financial technologies to support the company's vision of building a first-of-its-kind consumer-direct distribution platform.

Sovereign Legacy Securities, Inc.
January 2011 to March 2018
Vice President

Jeffrey joined SLS in January 2011 and not long afterward became Vice-President and 24% owner of the Broker/Dealer. He immediately took over responsibility for the innovation of new systems designed to bring the firm into the 21st century. Jeffrey led the way towards implementing better day-to-day compliance and improved outdated policies and procedures. He also oversaw the expansion of vendor relationships to foster greater access to financial products and services.

Education:

University of Southern Mississippi (Jackson County Campus)
1984 to 1986
Industrial Technology

The goal of industrial technology professionals is to find creative, efficient ways to make the manufacturing process simpler and faster. An industrial technology degree prepares graduates for careers in technology, engineering and production.

Licensing:

Life Insurance (0216)
April 4, 1990
Resident Life Agent License

An individual representing an insurer as to life insurance and annuity contracts, including agents appointed to transact life insurance, fixed-dollar annuity contracts, or variable contracts by the same insurer. Annuity contracts, including, but not limited to, fixed or variable annuity contracts; the granting of endowment benefits, additional benefits in event of death or dismemberment by accident or accidental means, additional benefits in event of the insured’s disability; and optional modes of settlement of proceeds of life insurance.

Series 6
June 18, 1992
Investment Company Products/Variable Contracts Representative Examination

The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of an investment company and variable contract products representative, including sales of mutual funds and variable annuities.

Life including Variable Annuity (0214)
July 9, 1993
Resident Life (Including Annuities & Variable Contracts) Agent License

An individual representing an insurer as to life insurance and annuity contracts, including agents appointed to transact life insurance, fixed-dollar annuity contracts, or variable contracts by the same insurer. Annuity contracts, including, but not limited to, fixed or variable annuity contracts; the granting of endowment benefits, additional benefits in event of death or dismemberment by accident or accidental means, additional benefits in event of the insured’s disability; and optional modes of settlement of proceeds of life insurance.

Health Insurance (0240)
July 9, 1993
Resident Health Agent License

A "HEALTH AGENT” is defined as any person appointed as an agent by an insurer to solicit applications for or to negotiate and effectuate contract of health insurance, as such insurance and includes an individual representing a health maintenance organization. "HEALTH INSURANCE" is defined as health insurance against loss through sickness or accidental bodily injury.

Series 65
December 18, 1999
Uniform Investment Adviser Law Examination

The Series 65 is an exam and securities license required by most U.S. states for individuals who act as investment advisors. The Series 65 exam—known formally as the Uniform Investment Adviser Law Examination—covers laws, regulations, ethics, and topics such as retirement planning, portfolio management, and fiduciary responsibilities. The exam is designed by the North American Securities Administrators Association (NASAA) and is administered by the Financial Industry Regulatory Authority (FINRA).

Series 63
May 21, 2007
Uniform Securities Agent State Law Examination

The exam was developed to qualify candidates who want to work in the securities industry within a state and to sell investment products, such as mutual funds, variable annuities, and unit investment trusts. The exam covers the principles of state securities regulations. Each state has its own securities regulations, called blue-sky laws, which were developed to regulate the sale of securities.

Series 26
February 23, 2011
Investment Company Products/Variable Contracts Principal Examination

The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of an investment company and variable products principal, including the rules and statutory provisions applicable to the supervisory management of companies registered under the Investment Company Act of 1940.

Series 7
August 8, 2011
General Securities Representative Examination

The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of a general securities representative, including sales of corporate securities, municipal securities, investment company securities, variable annuities, direct participation programs, options and government securities.

TOP